Main Content


The Signing of Your Fund

When the lender is ready to close your loan or fund it, your real estate agent and your mortgage broker will have you sign the final loan documents. A signing will typically take place in front of a notary or an escrow officer for the purpose of authentication. Ask your mortgage broker if there are any steps you need to take in order to prepare for this. These steps may include, but are not limited to, bringing a photo ID or perhaps a cashiers’ check if you are purchasing real estate. It is imperative that you allow yourself enough time to thoroughly review the documents for accuracy.

If funds are being wired: “Wiring instructions” direct the electronic transfer of money between financial companies. If possible, arrange to have the wiring instructions in place ahead of time and checked for accuracy by both the sender and recipient of the wire. It is critical that these instructions be exact, and even so, delays are all too common. We encourage and suggest that you take the necessary time to thoroughly review and re-review the content posted in these instructions. That way, you may be able to understand the information within them. You may also ensure that said information is, in fact, accurate.


Your mortgage broker will most likely call you to confirm that the money has been transferred. During this time, they will also most likely inform confirm that the loan has closed. It is important that you always follow up with a phone call to confirm the location of your loan funds. That way, you can ensure that they went where they were supposed to go. It is a good idea to keep records of this critical phase of the transaction once completed for future reference.